Credit cards are one of the leading causes of consumer debt. Unfortunately, 2005 bankruptcy reform laws made it harder than ever to reduce credit card debt through bankruptcy. Fortunately, you can still find a way out of debt if you’re committed. Credit counseling can help.
If you’re drowning in debt, you have to stop using your cards. Paying cash is the only way to get a true picture of how and where you spend money. Paying cash also (more…)