- Double points on gas and groceries for your first year (valid on up to $1,000 of eligible gas/grocery spend each month; 1 point per eligible dollar after the first year)2
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months of Card membership- redeemable for a $100 gift card.3
- The Membership Rewards® program -- a fast, flexible rewards program that lets you redeem travel rewards on over 21 airlines.4
- Gold Card Events exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.5
- Purchase Protection6 and many more benefits included.
- Global Assist® Hotline.7
- No Pre-set Spending Limit.8
See Terms, Conditions and Disclosures for important information.
Learn More
CARD FEATURES
Be a part of our award-winning Membership Rewards® programI
- Automatically turns your purchases into points you can redeem for your choice of truly exceptional travel, shopping, and entertainment rewards.
- Earn 1 Membership Rewards® point for virtually every dollar you spend.
- Redeem points for rewards from 21 airlines partners, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats.
- Transfer points into 17 frequent flyer programs -- 1 point for 1 airline mile with most programs.II
- Redeem points for rewards from over 50 of the finest names in shopping and entertainment.
- Points have no expiration date and there is no limit to the number of points you can earn.
Gold Card Events
- Get your hands on the most sought-after tickets in major cities across the U.S., from concerts and shows to major league sports -- often in advance of public sale.III
CARD TERMS AND FEES
Annual Fees
Basic Card- No Annual Fee for the first year, then $125
- No Annual Fee for the first year, then $35 for up to five Additional Cards and $35 for each Additional Card after the first five.
Credit Limit
- No pre-set spending limit - purchases are approved based on a variety of factors, including account history, credit record, and personal resources.V
Payment Options
- Due in full each month.
TRAVEL AND BUYER PROTECTION SERVICES
When you shop
- Fraud Protection Guarantee: Covers you against unauthorized or fraudulent charges.
- Return ProtectionV: Guarantees your satisfaction on designated items within 90 days from the date of purchase.
- Extended WarrantyVI: Mirrors manufacturers' warranties for covered products purchased with your Card account, for up to one additional year.
- Purchase ProtectionVII: Protects covered items for up to 90 days from the date of purchase if it is stolen or accidentally damaged.
- Save with American Express SelectsSM: Offers, savings, entertainment, and special events all in one great place.
When you travel
- American Express Travel Service: When you use the Card to book your getaway with American Express® Travel, you'll qualify to also receive a credit to your account of up to $100 once a year.VIII
- Baggage Insurance PlanIX: Coverage is provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage when you purchase your Common Carrier tickets on your Card.
- Emergency Check-In: Check into a hotel and charge your stay with the Card, even if your Card has been lost or stolen.
- Assured Reservations: Guarantee your hotel reservations with your Card and your room will be waiting for you even if you arrive late, or the hotel will provide you with a comparable room nearby, along with transportation to your new location.
- Car Rental Loss and Damage InsuranceX: Coverage for theft of or damage to most rental vehicles when you use your Card to reserve and pay for an auto rental.
- Travel Accident InsuranceXI: Travel Accident Insurance provides up to $100,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare has been charged to the Card.
ADDITIONAL BENEFITS AND SERVICES
Emergency Services
- Emergency Card ReplacementXII: Receive a new Card if yours has been lost or stolen in as little as 24 hours.
- Global Assist® HotlineXIII: Whenever you travel more than 100 miles from home, we'll provide you with emergency assistance 24/7, including medical and legal referrals, visa/passport help, cash access, lost luggage and more.
Account Management
- Access your account online 24/7: Pay your bill or view up-to-date billing information, including transactions, charges, and payments.
- Online Year-End Summary: Organize your expenses in a snap - download and print the Summary; sort charges by date, merchant name, amount or category, such as Travel and Restaurant.XIV
Dedicated Customer Service
- Around-the-clock Customer Service to help you with all your account needs.






